Aman Raj

Product Manager and Builder · Payments, Risk, Analytics and AI

Turning payments and risk data into product decisions that move revenue and cut risk. 7+ years across fintech and enterprise data, building the automation, analytics and AI tools in‑house.

90%+

less manual billing effort, from ~200 to under 10 hours a month, across a ~$100M product suite

Mastercard billing automation →
10%

contributed to a 10% reduction in operational risk events

Amex data governance →
PDF → Dashboard

manual production reviews replaced by an automated pipeline feeding live executive dashboards

Apple TV data automation →

Career highlights

  1. Mastercard· Pune, India

    Mar 2026 – Present

    Senior Product Manager, Technical (Payment Performance Intelligence)

    • Led billing automation across MEDI, TI and TIP, cutting manual effort by 90%+.
    • Built Mixpanel analytics from scratch with 300+ tracking tags, now used by product, commercial and leadership teams.
    • Own monthly revenue and performance analytics for the PPI portfolio.
    • Established automated controls, QA validations and reconciliation to improve billing accuracy.
  2. American Express· Gurugram, India

    Jul 2024 – Mar 2025

    Product Manager, Product Analytics & Strategy

    • Published monthly product health and release reporting for Credit & Fraud Risk digital products.
    • Root-cause analysis of operational risk events, contributing to a 10% reduction.
    • Prioritised 2025 NFRs with leadership and tracked roadmap delivery.
    • Built a Power BI dashboard for compliance failures and escalation trends.
  3. Deloitte USI· Gurugram, India

    May 2022 – Jun 2024

    Consultant, Product Analytics

    • Worked with Meta on strategies to prevent third-party app vendor data breaches, ensuring data security and privacy protocols.
    • Designed dashboards to monitor Key Control Indicators (KCIs); used SQL to assess KCI feasibility and worked with Data Engineers to optimize the methodology.
    • Improved Internal Credit Rating (ICR) model accuracy by 8% by analyzing credit risk profiles and removing loss data points.
    • Delivered projects 15% faster through Agile practices.
  4. Cognizant· Gurugram, India

    Jan 2020 – Apr 2022

    Associate, Analytics & Insights

    • Analyzed client business requirements and defined logic for data-driven functionalities aligned with client objectives.
    • Built a Power BI dashboard for a US-based client, providing comprehensive ROI analytics and insights to drive informed decision-making.
    • Finalized KPIs for performance measurement and created business documentation, rules, quality standards and metrics.
    • Applied NLP to transform previously unusable text into annotated, machine-readable, standardized data formats.

Skill board

The tools and methods I use. Drag the tiles to arrange the board.

Product strategy
Roadmapping
PRD writing
NFR prioritisation
Product analytics
SQL
Python
Power BI
Mixpanel
Data visualisation
KPI dashboards
Gen AI
Reconciliation and QA
Operational risk
Data governance
Credit risk modelling
Workflow automation
AI-powered tools
NLP
Azure AI
Stakeholder management
Agile delivery
GitHub
Vercel
Figma
n8n
Machine learning

Featured case studies

01

From Manual Billing to End-to-End Product Automation

I unified billing generation, client insights and customer requests in one product portal, reducing manual billing effort by over 90% — from ~200 to fewer than 10 hours per month.

Built across MEDI, TI and TIP, a product suite with ~$100M annual revenueOpen full case study
02

Can we see operational risk before it happens? Building data governance metrics at American Express

I mapped two years of operational-risk events to data failures, found where we had no early-warning metrics, and got new governance metrics approved by senior leadership.

Led new metrics approved by leadership: Transaction Data Completeness ScoreOpen full case study
03

Automating revenue and production data extraction for Apple TV

I replaced manual review of messy production PDFs with an automated pipeline from PDF to validated database to live executive dashboard.

Built in 2021: dynamic text parsing before the generative AI boomOpen full case study

My story

Before product, there was cricket

Aman Raj

For 11 years, from 2003 to 2014, cricket was my life. I represented Bihar and Jharkhand at U-13, U-15 and U-17. In 2014, right after Class 12, I made a hard call: leave the game and bet on mathematics.

That bet led to a B.Sc. Mathematics (Hons.) seat at Delhi University, which I completed with distinction. I then cracked an all-India entrance exam for M.Sc. Operational Research and earned a place at Hansraj College, finishing in First Division.

Cricket taught me to practise deliberately, take feedback fast, and perform when it counts. Mathematics and Operational Research taught me to reason from data and optimise decisions. Product management is where the two meet: making calls under pressure, backed by numbers.

  1. 2003-2014

    Cricket for Bihar and Jharkhand (U-13, U-15, U-17)

  2. 2014

    Left cricket after Class 12 to focus on studies

  3. 2014-2017

    B.Sc. Mathematics (Hons.), Delhi University, Distinction

  4. 2017-2019

    M.Sc. Operational Research, Hansraj College, First Division

  5. 2020-2022

    Cognizant · Associate, Analytics & Insights

  6. 2022-2024

    Deloitte USI · Consultant, Product Analytics

  7. 2024-2025

    American Express · Product Manager, Product Analytics & Strategy

  8. 2026-Present

    Mastercard · Senior Product Manager, Payment Performance Intelligence

Awarded by Chief Minister of Bihar
Newspaper clippings from my cricket years
Pro Corporate League, in the Deloitte jersey
Runners-up, Deloitte cricket tournament

Personal builds

17

stars earned

13

public repositories

399

total contributions

41 days

longest streak

~2K

profile views

View all repositories

Writing

Python articles on AskPython

19 published tutorials on Python, data and automation.

View all 19 articles

LinkedIn

Aman writes about product, data and payments on LinkedIn

Follow along for lessons from building analytics-first products.

Connect on LinkedIn

10K+

followers and growing

536,619

impressions in the past 365 days

Cumulative impressions · last 365 days

Credentials

Create Your First Gemini Enterprise Application

Google

Agentic AI Certified Foundations Associate

Oracle

AI for Product Management

Pendo

The Strategic Growth Framework

Mixpanel

Generative AI: Impact on Business and Society

Coursera

Enterprise Product Management

Microsoft

Summer Analytics 2023

Indian Institute of Technology, Guwahati

Microsoft Certified: Azure AI Fundamentals

Microsoft

Microsoft Certified: Azure Data Fundamentals

Microsoft

Microsoft Certified: Azure Fundamentals

Microsoft

Microsoft Certified: Power BI Data Analyst Associate

Microsoft

Machine Learning

Microsoft

Education

Master of Science in Operational Research

Jul 2017 – Jun 2019

Hansraj College, Delhi University

Delhi, India

First Division

Key subjects

  • Real & Complex Analysis
  • Abstract Algebra
  • Topology
  • Ordinary & Partial Differential Equations
  • Functional Analysis
  • Numerical Methods
  • Mathematical Programming & Optimization
  • Operations Research

Bachelor of Science in Mathematics (Hons.)

Jul 2014 – Jun 2017

PGDAV College, Delhi University

Delhi, India

Distinction

Key subjects

  • Calculus & Multivariate Calculus
  • Real Analysis
  • Linear Algebra
  • Group & Ring Theory
  • Differential Equations
  • Probability & Statistics
  • Numerical Analysis
  • Metric Spaces